Fintech capabilities we engineer
We combine battle-tested security standards with fluid user journeys to maximize transaction conversion.
- Frictionless 3-step digital KYC verification with Aadhaar OTP and PAN validation
- Automated loan origination systems (LOS) and credit bureau score integration
- Payment gateway aggregation: Razorpay, Cashfree, Stripe, PayU, and Tap Payments
- Double-entry ledger databases with ACID transactions to eliminate reconciliation errors
- Automated recurring billing, mandate management (eNACH / UPI Autopay), and invoicing
- Audit-trail logging, role-based access control (RBAC), and bank-grade data encryption
Fintech Case Study
Kerala MSME Digital Lending Flow
Architected and launched a frictionless loan application and underwriting engine for small merchants across South India.
Fintech technology stack
Reliable, battle-tested modern frameworks chosen for zero downtime, strict data integrity, and lightning transaction speed.
Frequently asked questions
How do you ensure data security and regulatory compliance in fintech apps?
We enforce AES-256 database encryption at rest, TLS 1.3 in transit, strict RBAC permissions, and OWASP Top 10 hardening, ensuring alignment with RBI cybersecurity directions and PCI-DSS standards.
Which payment gateways and banking APIs do you integrate?
We integrate Razorpay, Cashfree, Stripe, PayU, and Setu AA (Account Aggregator) in India, as well as Tap Payments, Telr, and Mada for GCC fintech platforms.
Can you build a functioning fintech MVP in 4 weeks?
Yes. By utilizing modular financial API primitives, pre-tested auth modules, and standardized payment webhooks, our engineering pod delivers working, production-ready MVPs within 28 days.
Ready to build your fintech product?
Schedule a direct technical scoping call with our engineering leads. We'll outline your compliance requirements and deliver a 4-week MVP roadmap within 24 hours.